Every day you learn something new about both the NIL and the transfer portal.

For me, I didn’t think quarterback Clifton McDowell leaving Temple football in the middle of spring practice would have been a thing.

Would have at least expected he’d wait until the end of spring practice, give himself a chance to shine in the Cherry and White game, and then move on if the handwriting was on the wall.

This isn’t about the Clifton McDowells, though. It’s about the other kids.

The great majority of them.

Gary Segars, who does one of the best college football podcasts out there (Winning Cures Everything), said that since December 23 alone, 2,332 college football players have entered the portal and, as of last week’s show, only 1,116 have found a new home.

That’s less than half.

What happened to those 1,216?

They not only have no place to go, but also lost their scholarships at the prior schools and the cost-of-attendance stipend (at an AAC school like Temple) of roughly between $3-5,000-per-year. This whole NIL Transfer Portal system has left the majority of the players homeless.

So this is pretty much a Ponzi scheme. Former Oklahoma head coach Barry Switzer, who lives 100 yards from the stadium (Gaylord Family Stadium) where Temple opens the season, described it perfectly: “You know what NIL stands for?” Switzer told Dan Sileo last week. “Now it’s legal.”

What got SMU the death penalty in 1986 is standard operating procedure in 2024.

Only the top 1 percent of the players are getting head-turning deals and a large portion of the other 99 percent think they should get those kinds of deals, too.

The hard reality is beginning to set in for the majority of those players.

The Oakland basketball coach said his star player is getting offers between $250K and $300K per year and there is no way Oakland can match that. The player was called “Mr. Oakland” for his loyalty to the school but that apparently is out the window.

The real smart football players at Temple are the ones who are staying because, after a trifecta of consecutive 3-9 seasons, there’s not a lot of value a Owl can offer a big-time school like Georgia or Alabama and those are the types of schools that can offer that kind of money.

They can increase their value by being a part of a winning Temple program.

The good news for Temple is that this transfer portal works both ways. Among the 1,216 players currently available in the portal are a lot of good players who can help Temple, if not against Oklahoma on Aug. 31, win against a similar skill pool of AAC players later. Five players left the Miami Hurricanes last week, including the team’s leading rusher. It’s getting late for those players to find a place and it’s likely the Owls won’t have to offer a bag of cash. Just an opportunity to play should be enough.

The coaching staff that identifies those players will win the AAC. Temple has to scour the portal and find players who can help it in areas of need and a lot of those players will need Temple as well.

The ones who don’t find a home will have a sad story to tell 60 Minutes once this sordid chapter of college sports history is over.