Over the last 200 years, few writers have penned a more poignant line than John Greenleaf Whittier in 1856:

“For all the sad words of tongue and pen, the saddest words are these: It might have been.”

No line truer describes the 2026 Temple football season than that one.

Imagine a couple of things:

One, what if Ajani Sheppard’s breakout game wasn’t his 48-point performance at Toledo but a game at home against Penn State?

Maybe the Owls win that one, 27-26, instead of losing it 26-9.

How about if Temple recovered the onsides kickoff at Toledo?

That game is 42-28 good guys, not 49-48 bad guys.

What if Temple head coach K.C. Keeler went with his instincts and demoted DC Brian L. Smith after a woeful Homecoming effort against UConn instead of waiting for a more woeful one against Charlotte?

Maybe Charlotte becomes a 31-14 win instead of a 38-31 loss.

What might have been indeed.

I had my misgivings as early as Cherry and White Day. Although I was impressed with Jaxon Smolik’s three touchdown passes, I texted Evan Simon’s dad that none of these quarterbacks impressed me nearly as much as Evan did on the previous Cherry and White Day. They didn’t allow Smolik to get hit and Sheppard reminded me of Chester Stewart.

Except for the Chester Stewart piece, it turned out I was right. Sheppard is WAY better than Stewart, yet Stewart was the quarterback in a 38-7 win at Maryland and a 63-32 win at Army. Yet it was Sheppard, not Stewart, who couldn’t get the job done against UConn.

Story of the season.

Still thought 6-6 was possible but that’s where I was wrong.

Instead, tomorrow’s game against UAB (1 p.m., ESPN+) will determine only if the Owls have given up or they have some fight left in them and, even then, that won’t be saying much. They are playing to have the same record they had a year ago despite keeping pretty much the same roster and the same coaching staff.

Don’t know about the players, but it’s really too much for the fans. I’ve had season tickets for 40 years but this will be one of the five games I will miss in those 40 years.

What’s the point?

Freezing my ass off to see the Owls POTENTIALLY lose? If a hardcore fan like me misses the game, what does that say about the 21,112 “softcore” fans who made the UConn game only to leave bitterly disappointed?

Not gonna do it. I will be rooting my warm ass off for my guys from home.

The defense–with the exception of USF–has been abysmal. The offense has given away the rock way too much.

Temple fans have checked out.

I will be surprised if 5,000 Temple fans show up and I will not blame a single fan. I will blame the product. These fans had to endure five-straight 3-9 seasons and a 5-7 season after that.

They were told things would get better this year.

They are not to blame. The temperature will be 44 degrees at best with wind gusts up to 34mph. The team that is better mentally will win. Temple was not better mentally against UConn, Charlotte and ECU so Owl fans are in a show-me mode against UAB.

The product is to blame and it must improve.

We detailed what happened in this space the last time. Temple’s defense gets no takeaways and its offense gives the ball away way too much.

A year ago, Temple protected the ball on a national level with 25 touchdown passes against only two interceptions. Last time out, Temple threw three interceptions.

For a team that does not ballhawk on the other side, that’s a disastrous combination.

Against UAB Temple must get interceptions on one side and protect the ball on its side and, judging from what has happened in the first nine games, that’s a lot to ask.

Maybe too much.

Late Saturday Night: UAB Analysis

Going into this season, we knew two things about the state of the Temple football program under second-year head coach K.C. Keeler.

One, the Owls’ first season under Keeler was a solid C (satisfactory), especially coming after five-straight 3-9 seasons.

Two, the Owls needed to go forward, not backward or sideways.

Since the best the 2026 Owls can do is finish 5-7, an early baseline grade can be handed out: D.

Not last year’s C (improvement needed) but D (close fail) because close losses shouldn’t be acceptable anymore. Temple brought in objectively the No. 1 transfer portal and No. 1 high school recruiting class, so the expectations around here were a lot higher than a repeat of last year’s 5-7.

We tempered those expectations a bit in our March evaluation of the team.

Nobody expected 2-10, 3-9, 4-8 or 5-7 again.

We said in our March 5th evaluation of the team that they would finish 6-6 and that should have been realistic, achievable goal.

Keeler was able to keep pretty much the entire roster together as the Owls were the only G5 team to keep every eligible starter. That should have accounted for a lot. In retrospect, it accounted for nearly nothing as UConn was able to bring in 87 new players and a new coach and beat a Temple program already in Year Two of a rebuild.

Maybe that’s what Temple needs to do to move that next year’s Grade to a B or an A.

That grade could fall to an F if the Owls fail to win two out of three.

That begs the question: “What happened?”

Temple is 2-7, like the other home tenant at Lincoln Financial Field, the Philadelphia Eagles. While the Eagles have been blindsided by basically the entire offense being injured, the Owls have no such excuse.

Sure, top running back Sam Brown V has been hindered all season and the offensive line is patchwork but the Owls have a deep roster of 105 and not the 53 the NFL limits teams to so that can’t be a reason. Really, offensively, the team has done enough to win most games–scoring 48 at Toledo, 17 against Army, 31 against Charlotte and 20 against UConn so the defense has to bear much of the responsibility.

Gap integrity has been a problem all year and Keeler addressed that by demoting DC Brian L. Smith and promoting Henry Baker, and the Owls took a step forward by holding ECU to 17 and then a step back by “holding” Navy to 42.

That’s been the story of the season.

It’s become painfully apparent that the Owls should have gotten a big-time QB with big-time experience at a lower level but they rolled the dice and they didn’t. However, that was just one big problem. There are plenty of FCS and DII quarterbacks who started and had good touchdown to interception ratios still playing in DII and FCS who would have killed for a Temple opportunity. They can’t all go to Miami, Notre Dame, Alabama and Georgia.

The defensive line–which Keeler said would be one of the “stories of the year in our conference”– turned out to be a non-factor so maybe the talent evaluation fell short in that area, too.

Temple’s D-line has the worst havoc rate in the country and for a school used to creating its own “defensive mayhem” as recently as a decade ago, that’s unacceptable. Next year’s defense must get more TFLs, interceptions and fumble recoveries.

Keeler will have some hard decisions to make in the offseason.

On defense, it would be nice to coax an experienced DC out of retirement (like Nick Rapone or Dave Cohen) who can both steady that ship and create havoc.

Two, the Owls must get an experienced, proven quarterback. The Owls targeted one last year and when he said no, they should have moved onto the next experienced QB instead of settling for backups.

Getting the DC should be the easier of the two but for the team to move forward instead of sideways both have to be priorities.

Friday: UAB Preview

In another world outside of sports, the phrase “too big to rig” was used this week and, some would argue, achieved.

We won’t venture into that world now but, suffice it to say, for Temple to win at Navy (3:30 p.m., CBS Sports Network), that’s the Herculean Task the Owls face. That’s the world Temple lives in and, for the last two years, it hasn’t been a beautiful world for them.

Simply put, the Owls have found American Conference officials to be overly (let’s say for argument’s sake) “patriotic” in two games a year ago that robbed Temple head coach K.C. Keeler of a 7-5 season in his first Temple year.

First, the Navy game where a blown call on a two-point conversion (see inset) gave Navy a 32-31 win a year ago when it should have been a 31-30 loss.

Second, three terrible spots on Army’s nine-minute closing drive a year ago gave the Cadets a 14-13 win.

Now, Keeler has no chance of getting to 7-5 and very little chance of getting to 6-6.

Might have had half to do with the refs in both seasons because of those “patriotic” calls for the academies against Temple.

That’s not the only questionable time the refs picked up the flag against the Owls because the most recent one–last week at East Carolina–might have been the difference between the Owls going into the Navy game 3-5 instead of 2-6.

Simply put, JoJo Bermudez got “closelined” (ECU radio’s words, not ours) deep in East Carolina territory and the same ref who picked up the flag turned out to be the same ref who ended the season of an ECU player by sliding into him.

Would have been nice for that obvious call to play out and see if the Owls could win fair and square but we never got to see it.

Now we have to worry about the benefit of the doubt that goes to the academies when there is a 50/50 call.

Since, as Keeler likes to say, the conference games are 50/50 ones the teams who get the 50/50 calls usually win.

That’s what happened last year against Navy.

That’s what happened last week against ECU.

Navy right tackle Jaylin Acevedo was clearly guilty of a false start here as Navy first lined up to attempt its two-point conversion. Had the officials called it, Navy would have kicked the extra point from the 8-yard line and Temple has a timeout to use on its last possession. pic.twitter.com/O01XXNLsxa

— John DiCarlo (@jdicarlo) October 13, 2025

That’s not the only reason why things don’t look good for the Owls on Saturday.

One, Brian L. Smith got demoted from DC to safeties coach and he needed to after the Charlotte debacle but arguably the one thing Smith hung his hat on prior to Temple was stopping the triple option. Only two seasons ago, as Rice DC, Smith devised a defense to beat Navy, 24-10.

That Navy team finished 10-3.

Does Smith have any incentive to help new DC Henry Baker–who never stopped a triple option team–game plan to stop Navy?

Doubt it.

Between that, the, err, “patriotic” refs and refs that let other situations dictate their calls, things don’t look good for the Owls tomorrow.

Then again, things looked good before the Charlotte game and they lost. They probably won’t be able to make this one too big to rig but an honest win should be within reach if you believe in fair play.

After last year and last week, I don’t. Call me a cynic but that’s what I believe.

Late Tomorrow Night: Navy Analysis

Monday: Who Went Where?

One week ago, K.C. Keeler used an idiom “digging out of a hole” to describe Temple football’s situation with five games left.

With now four left, only one idiom applies to the program and the season: Backs are against the wall.

Truly.

Because everyone was pretty excited around here to break the string of five-straight 3-9 seasons under Rod Carey and Stan Drayton with last year’s 5-7 season. That 5-7 mark represented progress despite closing out the season with four-straight losses, two by a point to Army and Navy.

There was reason for much optimism around here that the next logical step should have been six wins.

That’s possible only if the Owls win the next four and it’s hard to see that happening based on what we’ve seen so far in this 2-6 season.

The defensive line, which was supposed to be a strength, has not been with the exception of the USF game and that one is more and more looking like an outlier.

Ajani Sheppard has shown flashes of brilliance, particularly against USF and Toledo, but reverted to being a less-than-mediocre quarterback in a 17-9 loss at ECU on Saturday. That was some of the worst forward passing we’ve seen in our nearly half century of being a Temple fan.

For Temple football to take a step forward and not return to its maddening sideways pattern it must completely reverse what happened at the end of last year with the end of this season.

That starts at Navy (3:30 p.m., CBS Sports Network) on Saturday.

It’s a lot easier to lose four straight than it is to win four straight but that’s what the Owls must do now or some people (not us) will be asking the question what are we doing here?

Took five steps sideways from 2020-2024 and a step forward in 2025.

Taking another step sideways after that promising step forward would be a bitter pill to swallow.

There are a couple of things in play as to the reason why. The Owls were feeling pretty good about themselves after Rhode Island and Penn State and through all but the final two minutes of the Toledo game, which SHOULD have been a 48-28 Temple win instead of a 49-48 Temple loss. (There was a bogus holding call on Grayson Mains that would have upped that lead to 48-28.) After that game, we wrote that was the kind of loss that could turn an 8-4 season into a 4-8 one and that looks like the more likely outcome than 6-6. Football is as much mental as physical and a team that beats Toledo by 20 plays with a lot more confidence against Army and UConn than the one that blows a 14-point lead with 1:11 left. It looked like the Owls played those Army and UConn games wondering what could go wrong and that’s no way to play.

The swagger is gone.

Let’s hope we are wrong.

The Owls still have something to play for, but they will run out of time with the next defeat.

We haven’t seen this team play with their backs against the wall in a long while and finishing this season with four wins after closing out last year with four losses would certainly be progress.

Nothing less will.

Friday: Navy Preview (too big to rig)

Late Saturday Night: Navy Game Analysis

One of the recurring themes about K.C. Keeler’s first two years at Temple in discussing American Conference play is that his view is that there are so many “50/50” games.

By that, Keeler doesn’t mean Temple is as good as every team it plays but things like turnovers and clean play can make the difference in any given game.

East Carolina head coach Blake Harrell took offense to Keeler’s characterization of last year’s game–going in–as a “50/50” game.

He said it provided motivation for the Pirates in a 45-14 win at Temple because he indicated that it “disrespected” his team.

One, Keeler meant no such disrespect because he calls every conference game a 50/50 job. That was never an ECU-centric comment.

Two, who is ECU to say they are so much better than Temple than they are offended that the Owls don’t think their chances are 20/80 instead of 50/50?

In a league devoid of “Bulletin Board” material this might be the closest thing to it.

Harrell turned out to be right last year as ECU, coming off a bye week, beat a tired Temple team, 45-14.

Now the tables are turned for Saturday’s (3 p.m., ESPN+) game at ECU.

This time, Temple is the energized team coming off a bye week and ECU is the “tired” team coming off consecutive losses to Memphis and UAB.

We will see if it makes a difference by 6 p.m. Saturday night.

What we do know is that this will be a different Temple team than took the field in a 38-31 home loss to Charlotte two weeks ago. Keeler was so upset and “embarrassed” was the word he used, that he demoted the defensive coordinator to safeties coach and he promoted the DB coach to DC. He also dismissed the DL coach and at least one defensive lineman was kicked off the team.

Heads rolled. That kind of accountability hasn’t happened here since Matt Rhule and Al Golden.

What does that mean?

Offensively, Temple should be just fine. Keeler has said that in Sam Brown V he has a “good Big 10 back” but one he only had for Toledo and Army so Brown being on the field with potential superstar quarterback Ajani Sheppard should mean that side of the ball will be just fine.

The old saying, though, is “defense wins championships” and it will certainly win this game.

What we’ve seen too much from the Temple defense this year is reacting. What we haven’t seen is attacking.

By that I mean, Brian L. Smith’s defensive philosophy was to look at the offense and react to what they were doing.

Keeler’s philosophy has always been to attack, hit the quarterback, stop the run, force havoc with fumbles and interceptions. That’s what Baker thinks, too.

We’ll see if that works.

What we know is that the other thing did not.

We also know most of the dudes for ECU who boatraced Temple are gone to the P4 and the dudes who got boatraced for Temple are back so this is a true 50/50 game whether Harrell likes it or not.

Late Saturday Night: ECU-Temple Analysis

After one of the worst losses in the last 20 years or so of Temple football, it’s very tempting to say that the Owls are a bad football team.

Head coach K.C. Keeler said as much after a 34-20 Homecoming Day loss vs. UConn.

Then the Owls went out and proved him right in a 38-31 loss to winless Charlotte. Maybe if he had said they are a great team Temple would have won, but I doubt it.

They probably aren’t as bad as a bad team and more like approaching mediocre now.

A “bad” football team doesn’t go to USF and beat a 4-0 team so we have to dispute that characterization. A bad football team doesn’t get a 42-28 lead at Toledo with 1:11 left on the clock. After that Toledo debacle, the Rockets beat a pretty good San Diego State team, 41-16. USF hung with current league favorite UTSA before blowing out Kent State, 29-2, on Saturday night. A bad football team doesn’t take Army to the wire, which Temple did.

That Temple team seems like a hundred years ago when it was only a couple of weeks ago.

Really, though, how good is Temple?

Way back on this site on March 5th we predicted mediocre simply because the Owls didn’t get out and get a big-time quarterback. The very definition of mediocre is 6-6 and, while it doesn’t look like the Owls will get there because they lost to teams we predicted they would beat (Toledo, UConn and Charlotte), and only beat one of the teams we’d thought they lose to (USF).

By “big-time quarterback” I didn’t mean some Big 10 starter. I meant “a starter” who had “a decent record as a starting quarterback” at either the FBS, FCS or Division II level.

A year ago, the Owls were able to get an FBS starter, Gevani McCoy (Oregon State) to back up a former Big 10 starter, Evan Simon (Rutgers) and that’s pretty much the adult minimum daily requirement of quarterback vitamins K.C. Keeler and his staff must swallow going forward.

Because both Jaxon Smolik and Ajani Sheppard were learning how to be QBs while on the job, the Owls didn’t get much out of the position until Sheppard’s breakout game at Toledo.

It would have been nice to have a starter who already knew how to be a starter from the jump.

Sam Brown V might be the best back in the American Conference, but he needs to play all five of the remaining games to prove it and nothing that has happened so far suggests that is in the cards.

The other problems–defense and special teams–we did not anticipate.

Because Keeler has developed a deserved reputation of a “stand-up guy” we accepted his claims that JoJo Bermudez was the “best punt returner in the country” and that his returning offensive line couldn’t block his defensive line.

Bermudez has not been the best punt returner in the country and what has turned out to be closer to the truth was that every other offensive line could do what his own OL couldn’t do in spring ball–block his defensive line. They’ve gotten nothing from kick returns with a straight-line sprinter. Maybe they should try a guy like Tylik Mitchell back there because Mitchell has a knack to find holes in addition to his 10.7 100-meter speed. Mitchell gained nearly 2,000 yards and scored 25 touchdowns as a big-time running back in North Carolina two years ago. The current guy taking back kickoffs has no such resume.

The Owls have done better than a couple of our preseason predictions–playing Penn State to a 27-9 loss (we said it would be 35-14) and beating USF (we said it would be a 55-24 loss). They have done worse against Toledo, UConn and Charlotte–which we all listed as close victories.

Therin lies the rub.

For the Owls to get to the mediocre spot we had them at, they are going to have to steal four out of the remaining five games. The good news is that there isn’t a world-beater left on the schedule, including Memphis. For example, Navy and ECU are nowhere near as good as we thought they would be and Army is better. Fortunately, Army is in the rear-view mirror and a lesser Navy team is a short road trip.

The bad news is that all five of those teams will probably be favored over the Owls right now.

The best hope is that a new defensive coordinator can re-energize the defense and that Sheppard has turned into that winning quarterback we hoped to get in the offseason.

Hope never got me to a bowl game but that’s all we have now.

Friday: Possible Upgrade

Monday: Game Week

From a football standpoint, Charlotte at Temple doesn’t figure to be a thriller.

One team is 2-4 and the other team is 0-6 and the 2-4 team won, 49-14, on the road last year against this year’s 0-6 team. The 2-4 team is Temple and supposedly a better version of the 49-14 winning team and the 0-6 team is supposedly a worse version of the Charlotte team a year ago.

That’s the physical part.

Not thrilling.

The psychological part is more interesting.

The team with the presumed better talent, Temple, has to be questioning itself after a 34-20 loss to a team, UConn, it was favored against. That came on the heels of losing a 42-28 lead at Toledo with less than two minutes left and losing, 49-48, in overtime. Then the Owls had to be thinking “how are we going to lose now?” after getting a 17-14 lead against Army.

Instead of the defensive brain trust attacking on run blitzes to get Army off schedule with TFLs, it sat back passively and watched Army march downfield and win, 21-17.

If this gets close, the Owls have to have that question in the back of their minds.

The UConn loss and the impending bad weather means that the crowd of 21,112 last week will be closer to 11,112 this week. I saw a lot of Temple fans I see only once a year last week say “same old Temple” and “I won’t be back” due to that disappointing loss.

So the guy who complains about attendance every week on Owlsdaily.com should get that kind of bitching and moaning out of his system now. We’ve had super nice weather for every Temple home game and the bill has come due now because the high temperature will be in the low 50s with a wind of 20mph. It’s a two-glove and one coat game after being a season of shorts and T-shirts so far at Lincoln Financial Field.

That’s why it’s imperative for this Owls team do what last year’s Owls team did: Put it away early and get some of those “Prodigal Son” fans back for the rest of the season.

Easy?

Maybe.

Maybe not.

This is the same Charlotte team that lost to Ole Miss, 41-9, and lost to a then unbeaten Appalachian State team, 26-21. App State beat ECU and lost by 10 at North Carolina State.

Charlotte is capable of hanging around and Temple must take that capability away.

There is also a psychological element on the other side of the field, too.

In this day and age of the transfer portal and NIL, how many 49ers have checked out on the season and are looking to get out of there and are not totally committed to the cause? Got to think at least a few. Or, the other way to look at it, is that these guys have practiced together for nine months and are as committed to their brothers as the Temple guys are committed to their brothers.

Because there is no Evan Simon brother, doubt it will be the same 49-14 it was a year ago. One of the themes of this site has been it never replaced Simon with a Simon or Gevani McCoy with a Gevani McCoy so the expectations have to be recalibrated.

For now, I will take 30-14 and hope against hope for something like 56-7.

Saturday Night: Charlotte Game Analysis

Monday: How Good is Temple?

Friday: A Possible Upgrade

Monday: Game Week